Here we are again my wonderful crafty pals, Thank you all very much for your comments. I struggle with the concept of Less is More so I may start using my Christmas cards to practice this, not there yet of course.
I did do my weightlifting exercises this morning as I lifted the boxes of dies to get to the box of embossing folders. Also had to move 3 boxes of card to find the one I wanted. I know I'm not the only one, lol.
The embossing folder I used was "Happy and Merry Christmas" by Couture Creations, I used a bit of Core'dinations card, embossed, sanded and highlighted with pencils and Sakura pens. I then added brads, a pin and a bit of ribbon from stash and placed it on a 7x5 white card. Of course I fiddled about with it for ages so it wasn't a quick make.